You've already made a smart call going FHA. Now add Hoper to it. Eligible buyers earn up to 3.5% of the purchase price — up to $13,000 — as income that's theirs to keep.
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Works with the FHA loan you're already getting
Purchase or refinance
Up to $13,000, money you keep
You're not starting over. This works alongside the FHA loan you're already getting — for a purchase or a refinance.
Stay on the FHA path you already chose. Hoper isn't a lender and doesn't replace or slow down your loan.
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A fully-owned solar system is bundled into your mortgage (allowed under FHA's solar-energy policy). You own it outright.
Because of that structure, eligible participants earn up to 3.5% of the purchase price as 1099 income — yours to keep.
Hoper isn't a one-time check. We pair earned income, education, mentorship, and owned solar into a single program — all built to set you up for long-term financial success.
You buy or refinance with a standard FHA loan — the same path you may already be on.
You go in prepared. We walk you through the numbers, the process, and what to expect before you ever sign.
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Because of that structure, eligible participants earn up to 3.5% of the purchase price as 1099 income — yours to keep.
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The support doesn't stop at closing. One-on-one guidance helps you stay on solid financial footing as a new homeowner.
A fully-owned solar system is bundled into your mortgage (allowed under FHA's solar-energy policy). You own it outright.
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The solar you own lowers your energy costs over time — value that stays with the home.
Hoper is a homeownership research program —not a lender and not a DPA program. The FHA + owned-solar structure is what lets eligible participants receive up to 3.5% of the purchase price — up to $13,000.
See If You QualifyEligible buyers earn up to $13,000 on the FHA loan they're already getting.
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