Understand the loan, the solar system, and your household cash flow before you commit.
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Ongoing one-on-one guidance on debt, reserves, and long-term equity.
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Ongoing one-on-one guidance on debt, reserves, and long-term equity.
We pair a rate reduction with an owned home solar energy system. Through your participation in Hoper’s post-closing financial research study and mentorship program, you earn up to $13,000 at the refinance closing table.
Because these funds are earned research income, there is no secondary loan, no lien attached to your title, and no repayment obligation.
Helping buyers feel financially prepared creates benefits throughout the sales process. When you partner with Attainable Housing Advocates, you can:
When buyers understand the financial realities of homeownership and have access to programs designed to strengthen their financial position, they can move through the buying process with greater confidence.
When buyers understand the financial realities of homeownership and have access to programs designed to strengthen their financial position, they can move through the buying process with greater confidence.
Enroll in Hoper’s ongoing financial mentorship program and complete periodic research surveys regarding household cash flow and energy efficiency. You gain ongoing financial guidance while helping shape future housing policy.
Participants earn up to $13,000 at closing. Here is how homeowners leverage those funds to transform their personal balance sheets:
Compare your current monthly expenses with a customized Hoper refinance plan and see how
much overhead you can eliminate instantly.
$3,032
$300
$60
$3,392
—
$2,841
$100
$0 (Paid off)
$2,941
$13,000
A share of down payment / closing costs, amounts vary
A share of down payment / closing costs, amounts vary
A share of down payment / closing costs, amounts vary
A share of down payment / closing costs, amounts vary
A share of down payment / closing costs, amounts vary
Rate Drop: 1.00% Interest Rate Reduction (7.125% → 6.125%)
Total Monthly Savings: $451 / month (Combined mortgage + utility reduction)
Cash Earned at Closing: $13,000
Potential Tax Benefits: Further strengthening your financial future
Schedule a 15-minute file review. We'll review your existing rate, analyze your utility bills, and walk through your exact savings numbers together.
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Research participants earn 1099 income that is taxable to them. Qualifying participants may also receive an income tax credit; the amount(s) shown above reflect averages across the participant population, but the actual amount received will vary based on individual circumstances. The participant must include a solar system in the home refinance. Hoper recommends that program earnings be used to pay off existing DPAs, cover closing costs, build cash reserves, or pay off debts. Hoper is not a lender; program participants must consult with their lender regarding how earnings may be used in accordance with the lender's underwriting guidelines.
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