Participants in the Hoper homeownership study earn an average of $7,000 designed to strengthen savings or buy down your interest rate.
Refinance with a lender of your choice and add fully owned solar to bring your total monthly housing expense down.
Owned solar means predictable energy bills for the life of your system — no more rate surprises from the utility.
Four simple steps. You stay in control of every decision.
You pick the lender. Hoper doesn't originate loans — we help you put the pieces together so the refinance actually improves your financial position.
Owned (not leased) solar stabilizes your long-term energy costs and adds value to your home.
Short, practical sessions designed for manufactured homeowners — built around real budgets, real homes, and real Texas costs.
As a study participant, you earn an average of $7,000. Most homeowners apply it to savings or use it to buy down their refinance interest rate.
Many homeowners enter their home with limited savings after closing. The Hoper program is designed to help you refinance with a stronger financial position — not just a lower payment for a few years.
Lower combined housing costs
More predictable energy expenses
Stronger financial reserves you can actually feel
The Hoper program is part of a research initiative studying how financial education, solar energy, and structured savings impact long-term homeowner stability. Participation is voluntary. Your information is kept confidential and is only used to determine eligibility and contact you about the program.
Fill out the form and a Hoper team member will reach out. No cost, no obligation.
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