Through the Hoper program, eligible borrowers can earn up to 3.5% of the purchase price (up to $13,000) while completing homeownership education and committing to post-closing mentorship.
The result is a borrower who closes with more reserves, a clearer financial strategy, and stronger long-term positioning.
Hoper is intentionally structured to work alongside FHA lending guidelines while helping borrowers enter homeownership in a stronger financial position.
Hoper was designed with underwriting realities in mind.
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Participants earn documented 1099 income before closing. Funds are sourced and verified. Solar is incorporated through existing FHA solar provisions. There are no second liens and no rate increases.
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We recommend borrowers meet their minimum required investment with their own assets and use program earnings conservatively within FHA interested party contribution limits.
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The structure is intentional, compliant, and aligned with lender best practices.
The Hoper Program helps strengthen qualified home buyers before they reach the closing table and supports them after they move in.
Under FHA solar provisions, borrowers can incorporate fully owned solar into their mortgage structure rather than rely on high-cost, standalone solar loans.
While the loan amount adjusts, monthly utility expenses decrease—improving the predictability of total housing costs.
Under FHA solar provisions, borrowers can incorporate fully owned solar into their mortgage structure rather than rely on high-cost, standalone solar loans.
Referring a borrower to Hoper takes less than a minute.
Once connected, our team handles enrollment, documentation, income verification, and solar coordination. You receive the necessary documentation for your file, including verified pay stubs, depository statements, and the solar contract.
4.9 Stars
214 Google reviews
"This program was amazing and helped out so much in making our dream come true. I will definitely recommend to anyone looking to purchase a home!"
Patricia Avalos – San Antonio, TX
"What a Amazing program, Everyone was fantastic to work with. This has been the easiest part of buying a home and the program is wonderful. I would not have had my dream come true if not for this program, they made a dream become a reality everyone was so helpful and confident and transparent. I couldn't have asked for better people to be apart of my foundation in owning my first home"
Kassandra Trevino – Crystal City, TX
"Working with The AHA Group has been an absolute game changer. Their Hoper program offers a truly unique structure that allows families to achieve homeownership who otherwise would not have been eligible — and I’ve personally seen the impact firsthand. I’ve been able to help multiple families purchase a home thanks to this incredible program.
If you’re looking for a program that truly opens doors and a team that goes above and beyond, The AHA Group is the one to trust. I highly recommend them!"
Nathan Fitzgerald – Orlando, FL
“I would recommend this course to anyone buying a house I learned so much helpful information. Things to look for when going through the home buying process. Incredible! They are really looking out for you!”
Trevor Horton – Dublin, TX
“I would like to thank the entire staff for assisting me thru this process, and thank you for making smoothly for me, I will forever be satisfied with all the work your entire staff has done for me regarding my ownership of my first home thank you and god bless you all."
Nora Rivera – San Antonio, TX
“HOPER is a fantastic program. As a Loan Officer who also used the program- this is the only way to go if you are already using a FHA loan!"
Melanie French – Sherwood, AR
“I would like to say I had a great experience with this company. They were very informative and understanding. It was easy to follow the instructions that were given. I learned a lot from this program. I believe this opportunity should be given to all first-time home buyers because there are a lot of things that I didn’t know that I learned through this program. It was pleasure working with you all and I will definitely let more people know about you all!”
Adrienne Smith – Jamestown, LA
"I had the opportunity to work with AHA, Taylor and Michael were amazing people to work with. AHA walked me through every step, were tentative, caring and responded to all emails and calls quickly to help me with any questions I had along the way. They went above and beyond my expectations and made my experience an amazing one. Would recommend to anyone who is in need of their services."
Cynthia Hodler –
"I enjoyed everything about this process. Had a great experience working with your company. Thank you again for the process of helping me and my children become homeowners throughout the process everything went smooth and easy."
Shareka Brown – TX
"I had an amazing experience working with Attainable Housing Advocates and the HOPER’s Research Program. Their team was incredibly supportive, knowledgeable, and truly committed to helping families move forward. They took the time to explain everything clearly and guided me step-by-step through the process.
Mark Thompson –
"I had an amazing experience working with Attainable Housing Advocates and the HOPER’s Research Program. Their team was incredibly supportive, knowledgeable, and truly committed to helping families move forward. They took the time to explain everything clearly and guided me step-by-step through the process.
They made something that felt overwhelming so much easier to navigate. I always felt informed, supported, and confident in each decision.
Attainable Housing Advocates and HOPER’s Research Program work hand-in-hand to make homeownership feel attainable, and I’m truly grateful for their dedication. I highly recommend them to anyone looking for honest, reliable guidance and real support."
Christine E –
“The homebuyer experience was very streamlined. I was very happy with the entire process and so glad that opportunities like these are available."
Michelle Joseph –
Homeownership is one of the most financially transformative events in a client’s life.
Hoper allows you to present something more than a loan product. It gives you a structured, research-backed tool that promotes sustainable homeownership through Hoper.
Hoper complements your loan process without adding friction to the transaction. You help your clients close. We help them stay strong after they do.
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