Through the Hoper program, eligible borrowers can earn up to 3.5% of the purchase price (up to $13,000) while completing homeownership education and committing to post-closing mentorship.
The result is a borrower who closes with more reserves, a clearer financial strategy, and stronger long-term positioning.

Hoper is intentionally structured to work alongside standard lending guidelines while helping borrowers enter homeownership in a stronger financial position.
Hoper was designed with underwriting realities in mind.
Participants earn documented 1099 income before closing. Funds are sourced and verified. Solar is built into the mortgage under existing lending guidelines. There are no second liens and no rate increases.
We recommend borrowers meet their minimum required down payment with their own assets and use program earnings conservatively within applicable interested party contribution limits.
The structure is intentional, compliant, and aligned with lender best practices.
The Hoper Program helps strengthen qualified home buyers before they reach the closing table and supports them after they move in.

Borrowers can build fully owned solar into their mortgage rather than rely on high-cost, standalone solar loans.
While the loan amount adjusts, monthly utility expenses decrease—improving the predictability of total housing costs.





Referring a borrower to Hoper takes less than a minute.
Once connected, our team handles enrollment, documentation, income verification, and solar coordination. You receive the necessary documentation for your file, including verified pay stubs, depository statements, and the solar contract.
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Homeownership is one of the most financially transformative events in a client’s life.
Hoper allows you to present something more than a loan product. It gives you a structured, research-backed tool that promotes sustainable homeownership through Hoper.
Hoper complements your loan process without adding friction to the transaction. You help your clients close. We help them stay strong after they do.
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